What is an unsecured cash loan?
Unsecured cash loan is a funding solution for your business without collateral and credit history check. It is called unsecured because it is unsecured for us as we only rely on your creditworthiness. This is an advance that is based upon future revenues.

What is bridge financing?
Bridge financing is a temporary solution that helps you to bridge the gap between two significant financial events. Commonly used in real estate transactions or in any case when immediate cash flow is required. Perfectly works for down payments, operating costs, or unexpected financial obligations.

I need funds ASAP, how long does the process take?
Everything is done online via email. Our responses are prompt, and we process any requests within an hour. All the process from application to funding into your account takes less than 24 hours.

Do you charge higher rates than banks?
It is a common myth among businesses. All financial companies have different rates and policies. Although private lenders take higher risks, we design solutions that are flexible and beneficial for both parties.

What can I start from?
Click the Apply button on our website, provide us all accurate information and submit the form. You will get a response on the same day. If you cannot fill out the form, call us at (845) 775-8928. We will be pleased to assist you.

How do repayments work?
Repayments depend on the type of financing we provide you. In the offer we send you, we explain in detail: purchased amount, payback amount, repayment cycle.

How does a Merchant Cash Advance work?
Instead of fixed monthly payments, repayment for a Merchant Cash Advance is typically structured through a percentage of your daily credit card sales.
This means that when your business is doing well, you will pay back more, and during slower periods, the repayment amount will decrease.
This flexible repayment structure aligns with your business’s cash flow, making it an attractive option for many entrepreneurs.

Is a Merchant Cash Advance right for your business?
If you’re seeking a flexible financing solution that aligns with your business’s cash flow, a Merchant Cash Advance might be the perfect fit.
Consult with our experts to evaluate your options and secure the funding you need to thrive.

How long does the Merchant Cash Advance application process take at Light Road Capital?
Our process is simple and transparent. Start by filling out our online form, and our team will be in touch within 24 hours.
Once we receive your application, ID, and 3 months business bank statements, we should have an offer for you in 24-48 hours.